Articles & conversations
Money, property, purpose, spirituality and whatever else has me thinking.
This is where you’ll find things I’ve written, conversations I’ve been part of and ideas I want to keep exploring.
The emotional side of rising interest rates
Another interest rate rise. Wonderful, right?
We talk plenty about what rising interest rates mean for our repayments, but what about how they actually make us feel?
Angry, anxious, disappointed or just completely fed up?
Let's explore the emotional side of rising interest rates and a simple way to look at things a little differently.
Good, Fast, Cheap: Why the lowest home loan rate isn't always the best choice.
The lowest home loan rate can look like the obvious choice. But lender policy, loan features, timing and your own priorities all influence which loan is genuinely right for you.
Money and spirituality are not opposites
After six years living in a meditation centre, becoming a mortgage broker might seem like an unlikely next chapter. This is how I came to see money, security and spiritual life as parts of the same conversation.
Broker Innovation Beyond the Awards
Broker Daily revisited the winners and finalists of the 2025 Broker Innovation Awards to see what came next. I shared why, for me, meaningful innovation begins with the client experience.
From property goal to practical plan
A contemplative framework for turning a property goal into a practical plan by beginning with what you actually want, understanding what may be holding you back and identifying the next useful step.
Broker in Focus
Mortgage Professional Australia featured my journey from teaching and finance to founding Realise Home Loans, and how education, wellbeing and human connection continue to shape the way I approach mortgage broking.
Realising the potential within
A conversation with Kim Payne about self-acceptance, illness, relationships, money and the journey that led me to create Realise Home Loans.