Hi, I’m Bec.

Bec Timms smiling in a relaxed indoor portrait.

Mortgage broker, educator and lifelong student of upliftment.

What upliftment means to me

It can be practical

Sometimes upliftment looks like taking something confusing and making it make sense.

It might be helping someone understand their finances, see a path into a home or feel more confident about a decision they need to make.

It can be deeply personal

Sometimes it comes through an idea, a conversation, a shared experience or a spiritual practice.

It is anything that leaves us feeling a little clearer, lighter, stronger or more connected than we did before.

Bec Timms speaking at Ashram Mount Eliza beside Hindu artwork and a Nataraja statue.

Mortgage broking

As a Founding Broker Partner at Blank Financial, I help people understand their options, make confident property decisions and feel supported throughout the process.

I love what I do and care about the people who trust me to be part of their plans.

About

Education & speaking

Education has been part of every chapter of my career, from secondary teaching and workplace education to mortgage broking.

I love making complicated ideas engaging and helping people leave feeling informed, capable and uplifted.

Self-inquiry & spirituality

My spiritual life has shaped how I understand growth, purpose, money and the inner world.

I’m drawn to the meeting point between the practical and the questions and spiritual ideas can help us understand ourselves and live modern lives with more meaning.

The energy I bring

“Bec is an absolute rockstar. A knowledgeable broker with a heart of gold who will always have your best interests at the forefront. Highly responsive and socially conscious, you can rest easy knowing you’re in good hands.”

Haylee, Home loan client

“She made the whole process feel achievable, even when it felt overwhelming. Bec truly listens, genuinely cares and goes above and beyond. She is exactly the person you want in your corner.”

Shae, Home loan client

Mortgage broking with strategy & emotional awareness

rofessional portrait of mortgage broker Bec Timms wearing a dark suit against a black background.

A mortgage is a big financial decision, but it is also connected to your home, your plans and the life you are trying to build.

I help people understand where they are, what is possible and what their next step could look like.

Bec Timms with three women at a professional finance industry networking event.

Ways to work with me

Ask me to be your broker

Buying, refinancing, investing or trying to understand what is possible? I’ll help you make sense of your position, understand your options and find a lending path that fits.

I work alongside agents and professional partners who want a broker they can actually rely on. Someone who answers the phone, keeps everyone informed, looks for solutions and makes the referral feel like an extension of the service they already provide.

Partner with me

From Realise to Blank

I began my broking journey as the founder of Realise Home Loans, creating a business centred around education, wellbeing, connection and good feeling finance.

Realise gave me the opportunity to build something from the ground up, support wonderful clients and discover just how much I love both the strategy and the human side of mortgage broking. It shaped the kind of broker I wanted to be: someone who listens, explains what is happening and genuinely cares about the experience people have along the way.

Today, I work as a Founding Broker Partner at Blank Financial. I still bring the same care, curiosity and commitment to my clients, but now I also have the knowledge, capacity and support of a brilliant team around me.

Realise will always be an important part of my story. Blank is where I am building the next chapter.

Bec Timms and the Blank Financial team celebrating together at an outdoor founders day event.
Bec Timms holding the New Broker Innovator award at the 2025 Broker Innovation Awards.

Recognition along the way

I don’t do this work for awards. I do it because I genuinely love broking, I love my clients and I care deeply about doing the best possible job for them.

But having that work recognised by both the mortgage industry and my local business community has been incredibly special.

I’m proud of what I’ve built, proud of the broker I’ve become and very grateful to everyone who has trusted and supported me along the way

Bec Timms’ 2025 mortgage broking and business award wins and finalist recognitions.

2025 WINNER
New Broker Innovator of the Year

2025 WINNER
Frankston & Mornington Peninsula Professional Services Business of the Year

2025 NATIONAL FINALIST
FBAA New Finance Broker of the Year

2025 STATE FINALIST
MFAA Victorian Newcomer Award

2025 FINALIST
Frankston & Mornington Peninsula Innovation & Technology Excellence Award

2024 FINALIST
Frankston & Mornington Peninsula Small and Succeeding Business of the Year

2024 FINALIST
Frankston & Mornington Peninsula Professional Services Business of the Year

What it feels like to work with me

“Bec was incredible during the whole process. Honest and transparent, provided options without being pushy and showed genuine care.”

Marcus & Hayley, First home buyers

“Bec has helped several of my clients with their loans. She’s a rare gem in the finance industry who actually cares and stays with you for the life of your loan.”

Lindsay, Referral partner

Bec Timms smiling while speaking on the phone outdoors in a blue blazer.

Ready to talk about your plans?

Whether you’re buying, refinancing or simply trying to understand what might be possible, let’s start with a conversation.

No pressure and no need to have everything figured out. Tell me where you are and what you’re hoping to achieve, and we’ll work out the next step together.

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