MORTGAGE BROKING

Mortgage broking with strategy & emotional awareness

Professional portrait of mortgage broker Bec Timms wearing a dark suit against a black background.

A mortgage is a big financial decision, but it is also connected to your home, your plans and the life you are trying to build.

I help people understand where they are, what is possible and what their next step could look like.

Bec Timms with three women at a professional finance industry networking event.

Ways to work with me

Ask me to be your broker

Buying, refinancing, investing or trying to understand what is possible? I’ll help you make sense of your position, understand your options and find a lending path that fits.

I work alongside agents and professional partners who want a broker they can actually rely on. Someone who answers the phone, keeps everyone informed, looks for solutions and makes the referral feel like an extension of the service they already provide.

Partner with me

From Realise to Blank

I began my broking journey as the founder of Realise Home Loans, creating a business centred around education, wellbeing, connection and good feeling finance.

Realise gave me the opportunity to build something from the ground up, support wonderful clients and discover just how much I love both the strategy and the human side of mortgage broking. It shaped the kind of broker I wanted to be: someone who listens, explains what is happening and genuinely cares about the experience people have along the way.

Today, I work as a Founding Broker Partner at Blank Financial. I still bring the same care, curiosity and commitment to my clients, but now I also have the knowledge, capacity and support of a brilliant team around me.

Realise will always be an important part of my story. Blank is where I am building the next chapter.

Bec Timms and the Blank Financial team celebrating together at an outdoor founders event
Bec Timms holding the New Broker Innovator award at the 2025 Broker Innovation Awards.

I don’t do this work for awards. I do it because I genuinely love broking, I love my clients and I care deeply about doing the best possible job for them.

But having that work recognised by both the mortgage industry and my local business community has been incredibly special.

I’m proud of what I’ve built, proud of the broker I’ve become and very grateful to everyone who has trusted and supported me along the way

Recognition along the way

Bec Timms’ 2025 mortgage broking and business award wins and finalist recognitions.

2025 WINNER
New Broker Innovator of the Year

2025 WINNER
Frankston & Mornington Peninsula Professional Services Business of the Year

2025 NATIONAL FINALIST
FBAA New Finance Broker of the Year

2025 STATE FINALIST
MFAA Victorian Newcomer Award

2025 FINALIST
Frankston & Mornington Peninsula Innovation & Technology Excellence Award

2024 FINALIST
Frankston & Mornington Peninsula Small and Succeeding Business of the Year

2024 FINALIST
Frankston & Mornington Peninsula Professional Services Business of the Year

What it feels like to work with me

“Bec was incredible during the whole process. Honest and transparent, provided options without being pushy and showed genuine care.”

Marcus & Hayley, First home buyers

“Bec has helped several of my clients with their loans. She’s a rare gem in the finance industry who actually cares and stays with you for the life of your loan.”

Lindsay, Referral partner

Bec Timms smiling while speaking on the phone outdoors in a blue blazer.

Ready to talk about your plans?

Whether you’re buying, refinancing or simply trying to understand what might be possible, let’s start with a conversation.

No pressure and no need to have everything figured out. Tell me where you are and what you’re hoping to achieve, and we’ll work out the next step together.